Magic Spends

Turn spends into
investments

Auto-invest in Mutual Funds and
Digital Gold every time you spend

Grow your wealth
auto-magically

Start with
just ₹10

Invest small and grow your
savings at your own pace

Set an
investment limit

Choose how much you want to
auto-invest every month

Invest in Mutual
Funds or gold

Choose from 1,100+ funds or
save in 24K Digital Gold

Trusted by 30 Lakh+ Indians

I invest in Mutual Funds every time I spend on food, a cab, groceries, and more!

Avishek

I love that I invest around ₹1,500 extra every month with Magic Spends.

Manish

I feel less guilty spending on Jupiter because I auto-invest in Gold every time!

Adwait

Frequently Asked Questions

What is Magic Spends and how does it work? Toggle FAQ
Where can I invest with Magic Spends? Toggle FAQ
Can I customize how much money I auto-invest every time I spend? Toggle FAQ
Can I track my invested amount with Magic Spends? Toggle FAQ
What happens if I don’t have enough balance in my account? Toggle FAQ
Can I pause Magic Spends or withdraw my invested amount? Toggle FAQ
Are there any fees or charges for Magic Spends? Toggle FAQ

Got
questions?

Our dedicated support team is
here 24/7 to help.

Contact us

We work with trusted partners

Jupiter deploys high level security standards to keep your money safe

SECURITY PARTNERS
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BANKING AND PAYMENT PARTNERS
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Amica Financial Technologies Private Limited (Jupiter) is not a bank and does not hold or claim to hold a banking license. Products and services on the Jupiter platform are offered in partnership with regulated entities. Savings accounts, fixed and recurring deposits, and co-branded debit/credit cards are issued by partner banks including Federal Bank, CSB Bank, and other partner banks authorised by the Reserve Bank of India (RBI) from time to time. The Jupiter Account is a Prepaid Payment Instrument issued by Amica Payment Services Private Limited, a wholly owned subsidiary of Jupiter and an RBI-authorised PPI issuer (License No. 192/2024). Jupiter is also a TPAP registered with NPCI for enabling UPI services. Loan products are facilitated in partnership with RBI-registered NBFCs including Amica Finance Private Limited (NBFC Registration No. N-13.02457) and Kisetsu Saison Finance (India) Private Limited, with Jupiter acting as a Digital Lending App (DLA) and Loan Service Provider (LSP). Mutual fund investments are offered through Amica Investment Advisers Private Limited, a SEBI-registered Investment Adviser (INA000015507) and AMFI-registered EOP platform (CAT1 EOP-0005). Digital gold is offered in partnership with MMTC-PAMP India Private Limited, health insurance in partnership with authorised entities, and prepaid gift cards in partnership with Pine Labs Private Limited. All products are subject to the terms and conditions of the respective regulated partners, and users are advised to read relevant product documents carefully.

© Amica Financial Technologies Private Limited. 2025